Privacy Policy.
Legal & Compliance
Information in this website are prepared by Lumina Capital Advisers Limited (“Lumina”). Lumina is a company incorporated under the DIFC Companies Law and is regulated by the Dubai Financial Services Authority (“DFSA”). The information contained in this website does not constitute an offer to sell any investment or the solicitation of an offer to buy, or recommendation for investment in, any investment in any jurisdiction.
The information in this website is not intended as a financial advice and is only intended for professionals with appropriate investment knowledge and ones who are classified as a ‘Professional Client’ as defined under the DFSA Rules & Regulations. Moreover, this website provides general information only. The information and opinions in the website constitute a judgment as at the date indicated and are subject to change without notice. The information may therefore not be accurate or current.
The information and opinions contained in this website have been compiled or arrived at from sources believed to be reliable in good faith, but no representation or warranty is made by Lumina as to their accuracy, completeness or correctness, Lumina does also not warrant that the information is up to date.
Moreover, you should be aware of the fact that investments in undertakings, securities, Funds or other financial instruments involve risks. Past results do not guarantee future performance. The contents of this website has not been reviewed by, approved by or filed with the DFSA, any article/report or any portion hereof may not be reprinted, sold or redistributed without Lumina’s prior written consent.
Privacy Policy
Lumina Capital Advisers Limited operates the https://www.lumina-advisers.com, which provides the Service.
This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the https://www.lumina-advisers.com website.
If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible upon request.
Information Collection and Use
For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.
Data Protection
We are a Data Controller of your information.
Personal information collected through Lumina’s website will only be used and processed, respectively, if a legitimate and lawful basis for such use is given. Processing is considered fair and pertinent, if it is carried out, in particular:
to perform contractual obligations;
on the basis of your consent;
due to statutory requirements or in public interest; or
in line with the need to balance interests and for the purposes of safeguarding legitimate interests, respectively.
Lumina processes your personal data in accordance with the DIFC Data Protection Law No. 5 of 2020 and for as long as required.
Retention periods are determined based on the type of record, the nature of the activity, product, or service, and the applicable legal or regulatory requirements.
In certain circumstances, you have the following data protection rights: the right to withdraw consent;
the right to access, rectify or to erase the personal information we hold about you;
right to object to processing;
right to restriction of processing;
right to data portability; and
right to non-discrimination.
Please note that these rights are not absolute (e.g., sometimes, there may be overriding interests or legitimate reasons that require the processing to continue). But Lumina will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority at [email protected]
Log Data
We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
Cookies
Cookies are small text files that are stored in your computer’s memory and hard drive when you visit certain web pages. They are used to enable Website to function or to provide information to the owners of a website.
“Why Do We Use Cookies?”
Cookies help us to provide customised services and information. We use cookies to tell us, in general terms, how and when pages in our Website are visited, what our users’ technology preferences are and whether our Website is functioning properly. In broad terms, we use cookies on our Website for the following purposes:
Analytical purposes: Analytical cookies allow us to recognise, measure and track visitors to our Website. This helps us to improve and develop the way our Website work, for example, by determining whether site visitors can find information easily, or by identifying the aspects of Website that are of the most interest to them.
Usage preferences: Some of the cookies on our Website are activated when visitors to our sites make a choice about their usage of the site. Our Website then ‘remember’ the settings preferences of the user concerned. This allows us to tailor aspects of our sites to the individual user.
Third party cookies
When you visit our Website you may receive cookies that are set by third parties. These may include cookies set by Google. These cookies are used for the purposes described in the “Why Do We Use Cookies?” section of this policy. We do not control the setting of these third-party cookies, so we suggest you might wish to check the third-party Website for more information about their use of cookies and how to manage them.
Amending cookie preferences
If you wish to remove cookies set by our Website from your browser in the future, you may delete them. The instructions for removing cookies from your computer or mobile device depend on the operating system and web browser you use.
Security
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page. This Privacy Policy was created with the GDPR Privacy Policy Generator.
Contact Us
If you have any questions or suggestions about our Privacy Policy, or if you would like to update the information we have about you or your preferences, do not hesitate to contact us:
Lumina Capital Advisers Limited
Index Tower, 505
Dubai International Finance Centre
United Arab Emirates
Phone: +971 4 240 7094